Understanding Fees: Simple, Fair, Transparent

At The Credit Union for All, we believe that managing your finances should be worry-free and straightforward. That’s why our approach to fees is rooted in transparency and fairness, so you always know exactly what to expect.
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The Credit Union for All

Fee Schedule

  • Account History Printout (per month)

    $1.00

  • ATM Deposit Fee (non-The Credit Union for All machine)
    $2.00

  • ATM Withdrawal at The Credit Union for All Machines
Visit the Alliance One website to find surcharge-free ATMs in our network.
    FREE

  • ATM Withdrawal (at any non-The Credit Union for All machine – hosting fee)

    $1.00

  • Box of checks (depends on style)

    Varies

  • Cashier’s Check

    $3.50

  • Check Cashing (Insufficient Account Balance)

    $3.50

  • Copy of Check (per check)
Print copies of your checks for free when you use The Credit Union for All’s convenient, FREE online banking service.
    $2.00

  • Foreign Deposited Items
(drawn on a bank in another country)

    $10.00

  • Garnishments, Citations, Tax Levy and
Child Support Collections

    $35.00

  • Online Bill Pay (Account inactive for 90 days)

    $7.00

  • License Plate Stickers

    $7.00

  • Loan Origination Fee: Consumer Loan – Unsecured

    $25.00

  • Loan Origination Fee: Consumer Loan – Secured 

    $50.00

  • Loan Origination Fee: Second Mortgage and HELOC

    $200.00

  • Loan Origination Fee: First Mortgage

    $200.00

  • Money Order for 50+ Club Members

    $1.50

  • Inactive Checking for 180 days
(balance under $100, fee is per month)

    $12.00

  • Inactive Savings for 180 days
(balance under $100 and over 21 years old with
no loan for 90 days, the fee is per quarter)

    $12.00

  • Returned Mail – per piece

    $10.00

  • IRA Transfer Request (to another trustee or custodian)

    $10.00

  • Incorrect Tax ID Number (annual)

    $50.00

  • All Other Money Orders

    $2.50

  • The Credit Union for All Visa Travel Prepaid Debit Card -Reloadable

    $6.00

  • Fee to Reload Card (in increments of $100)

    $4.00

  • Money Market Maintenance Fee
(if average daily balance falls below $2500 per month)

    $10.00

  • Debit Card – Custom Debit by Design Image
    $10

  • Non-Sufficient Funds (NSF) Fees: per year/per NSF item
   
       1st overdraft

    $25.00
       2nd and 3rd overdrafts (each)

    $30.00
       4th and 5th overdrafts (each)

    $35.00
       6th or more overdrafts (each)

    $40.00

  • Online Bill Pay (person-to-person)

    $3.00

  • Overdraft Protection Transfer Fee (Transfer of funds from another The Credit Union for All account)

    $10.00

  • Remote Deposit via Digital App

    $0.50

  • Debit Card – Custom Debit by Design Image

    $10

  • ATM or Debit Card – Replacement

    $15.00

  • Loan Payment Book – Replacement

    $15.00

  • Returned Loan Payment (each)

    $25.00

  • Returned Deposited Item (each)

    $25.00

  • Savings Account Electronic Withdrawal (if withdrawals exceed 6 per month)

    $15.00

  • Secure Checking Protection (individual protection – per month)

    $4.95

  • Secure Checking Protection (household protection – per month)

    $9.95

  • Skip-A-Pay (per skipped payment for loans with payments under $250)

    $30.00

  • Skip-A-Pay (per skipped payment for loans with payments over $250)

    $40.00

  • Statement Copy/Tax Form Copy
    $3.00

  • Stop Payment

    $35.00

  • Teller’s Checks (if less than $1000 and payable to third party – per check)

    $2.00

  • Teller’s Checks (if payable to self or another financial institution)

    FREE

  • Telephone Payments ($3 per every $100 of the payment. $15 fee min.)

    $15.00

  • Telephone Transfer (4 per month)

    FREE

  • Telephone Transfer (after 4th transfer – each – per month)

    $1.00

  • Verification of Deposit Request 

    $2.50

  • Visa Gift Card (non-reloadable)

    $5.00

  • Notary Fee (for non-members – per stamp)

    $1.00

  • Wire Transfer – International 

    $50.00

  • Wire Transfer – Outgoing

    $30.00

  • Wire Transfer – Incoming 

    $10.00

2026 HOLIDAYS

MARTIN LUTHER KING JR. DAY
Monday, January 20, 2025 - Closed
PRESIDENTS DAY
Monday, February 16, 2026 – CLOSED
MEMORIAL DAY
Monday, May 25, 2026 – CLOSED
JUNETEENTH
Friday, June 19, 2026 – CLOSED
INDEPENDENCE DAY
Saturday, July 4, 2026 – CLOSED
LABOR DAY
Monday, September 7, 2026 – CLOSED
COLUMBUS DAY
Monday, October 12, 2026 – CLOSED
VETERANS DAY
Wednesday, November 11, 2026 – CLOSED
THANKSGIVING DAY
Thursday, November 26, 2026 – CLOSED
CHRISTMAS EVE
Thursday, December 24, 2026
CHRISTMAS DAY
Friday, December 25, 2026 – CLOSED
NEW YEAR'S EVE
Thursday, December 31, 2026
NEW YEAR'S DAY
Friday, January 1, 2027 – CLOSED