Explore competitive rates on our wide range of loans and products—click the links below to find the right fit and start saving with The Credit Union for All.
| Term | Rate | Annual Percentage Rate (APR) |
|---|---|---|
| 10 Year Fixed | 6.125% | 6.577% |
| 15 Year Fixed | 6.125% | 6.445% |
| 20 Year Fixed | 6.375% | 6.632% |
| 30 Year Fixed | 6.500% | 6.696% |
Rates are fixed and based on a mortgage for $150,000. ($200 in loan origination fees included with APR) with a loan to value of 80% and 730 credit score.
**Mortgage Rates are subject to change frequently and without notice. Rates listed above are our lowest available at the time of posting and may not be available to all borrowers. For most current rates, please call our Mortgage Team at 309.661.1166 or email them here.
Approximate time for most second mortgage transactions is 30 days.
| Term | Rate | Annual Percentage Rate (APR) |
|---|---|---|
| 3 Year Fixed | 6.27% | 6.90% |
| 5 Year Fixed | 6.57% | 7.16% |
| 7 Year Fixed | 7.57% | 8.02% |
| 10 Year Fixed | 8.12% | 8.44% |
| 15 Year Fixed | 8.67% | 8.93% |
Rates are fixed and based on a second mortgage for $50,000 ($200 in loan origination fees included with APR) with a loan-to-value of 80% and a 730 credit score.
Mortgage Rates Disclaimer:
Mortgage rates are subject to change frequently and without notice. Rates listed above
are our lowest available at the time of posting and may not be available to all borrowers.
For the most current rates, please call our Mortgage Team at
309.661.1166 or email them here
Approximate time for most second mortgage transactions is 30 days.
| Type of Second Mortgage | Annual Percentage Rate (APR) |
|---|---|
| Home Equity Line of Credit (Up to 80% LTV) | Rates start at 7.250% |
| Home Equity Line of Credit (> 80% LTV) | Rates start at 7.750% |
Up to 80% Loan to Value (LTV) is available to qualified buyers. Rate is determined by individual circumstances and may be higher. Rates are subject to change without notice. HELOC = Home Equity Line of Credit.
Approximate time for most second mortgage transactions is 30 days.
| Loan Amount | Term | Annual Percentage Rate |
|---|---|---|
| Loan amount based on funds on deposit and credit tier | Up to 60 months | As low as 6.23% |
Loan rates are in effect as of the date shown. Rates are our lowest available and are subject to change without notice. Rates shown include a 0.25% discount for using one of The Credit Union For All’s automatic payment options and 0.25% for having an existing The Credit Union For All checking account with monthly direct deposit. Your rate is determined by individual circumstances and may be higher.
*All Loan Rates are effective as of the date shown and are subject to change without notice.
| Loan Amount | Term | Annual Percentage Rate |
|---|---|---|
| Up to $24,999 | Up to 84 months | As low as 6.31% |
| $25,000 – $39,999 | Up to 96 months | As low as 6.56% |
| $40,000 – $59,999 | Up to 108 months | As low as 6.81% |
| $60,000+ | Up to 120 months | As low as 7.06% |
Loan rates are in effect as of the date shown. Rates are our lowest available and are subject to change without notice. Rates shown include a 0.25% discount on secured loans with a loan to value less than 90%, a 0.25% discount for using one of The Credit Union For All’s automatic payment options and a 0.25% discount for having an existing checking account with monthly direct deposit. Your rate is determined by individual circumstances and may be higher.
| Loan Amount | Term | Annual Percentage Rate (APR) |
|---|---|---|
| Up to $4,999 | Up to 48 months | As low as 7.26% |
| $5,000 – $9,999 | Up to 60 months | As low as 6.76% |
| $10,000 or more | Up to 60 months | As low as 5.76% |
| $10,000 or more | Up to 72 months | As low as 6.47% |
Increase rate by 0.50% for units five years old and older. Loan rates are in effect as of the date shown. Rates are our lowest available and are subject to change without notice. Rates shown include a .25% discount on secured loans with a loan to value less than 90%, a 0.25% discount for using one of The Credit Union For All’s automatic payment options and a 0.25% discount for having an existing The Credit Union for All checking account with monthly direct deposit. Your rate is determined by individual circumstances and may be higher.
| Loan Amount | Term | Annual Percentage Rate (APR) |
|---|---|---|
| Up to $25,000 | 12 months | As low as 8.06% |
| $1,000.01 – $25,000 | 24 months | As low as 8.56% |
| $2,000.01 – $25,000 | 36 months | As low as 9.06% |
| $3,000.01 – $25,000 | 48 months | As low as 9.56% |
| $5,000.01 – $25,000 | 60 months | As low as 10.06% |
| $5,000.01 – $25,000 | 72 months | As low as 10.56% |
Loan rates are in effect as of the date shown. Rates are our lowest available and are subject to change without notice. Rates shown include a 0.25% discount for using one of The Credit Union For All’s automatic payment options and a 0.25% discount for having an existing The Credit Union for All checking account with monthly direct deposit. Your rate is determined by individual circumstances and may be higher.
| Model Year | Term | Annual Percentage Rate (APR) |
|---|---|---|
| 2025–2026 | Up to 60 months | As low as 3.81% |
| 2025–2026 | 61–75 months | As low as 4.31% |
| 2025–2026 | 76–79 months | As low as 4.81% |
| 2025–2026 | 80–84 months* | As low as 5.56% |
| 2024 & Older** | Up to 48 months | As low as 4.26% |
| 2024 & Older** | 49–75 months | As low as 4.76% |
| 2024 & Older** | 76–79 months | As low as 5.51% |
| 2024 & Older** | 80–84 months | As low as 6.26% |
*84 months require a minimum loan of $30,000.
**Additional 1.25% for autos 2017–2019.
**Additional 2.50% for autos 2016 and older.
Loan rates are in effect as of the date shown. Rates are our lowest available and are subject to change without notice. Rates shown include a 0.25% discount on secured loans with a loan to value less than 90%, a 0.25% discount for using one of The Credit Union for All’s automatic payment options and a 0.25% discount for having an existing The Credit Union for All checking account with monthly direct deposit. Your rate is determined by individual circumstances and may be higher.
