SECURED VISA CREDIT CARD

This card is a problem-solver! Whether you are needing to build or rebuild your credit, a Secured Visa Card from The Credit Union for All is exactly what you need to get you on your way! 

 

FOR BUILDING CREDIT 

for all the secured checking page 2  

 

Adulting is hard. We're here to make it easier.

You've turned 18. You're official. Whether you are headed off to college, attending trade school or entering the workforce, it is critical that you start building a solid credit history. 

For college students in particular, mom and dad will often add you to their credit card as an authorized user. While this does provide some security in the event of an emergency and can help them track your spending, it really does very little toward establishing credit. 

A much smarter, more proactive step is getting their help - if necessary - to obtain a Secured Visa Credit Card in YOUR name. 

Here's how it works: 

  • Either you (using that grad money!) or your parents or other adult make a deposit into a special savings account with us. 
  • We'll issue you a Visa Credit Card in YOUR name with a initial credit line based on the desposit amount you and your parents decide. 
  • Spend responsibly, stick to a budget! 
  • We'll report this direct evidence of your financial responsibility to credit bureaus - just as we would any credit card
  • As you pay your payments on time, your credit line can increase - as will your financial confidence! 
  • When it comes time to start your career, rent an apartment or buy a car, you are way ahead as you have built a credit rating that indicates you have managed a bill were responsible for paying....exactly what employers, rental companies and lenders want to see! 

Ready to get started toward a bright future? Click here to complete the online application or stop by The Credit Union for All today! Our Team will be happy to help! 

*Subject to approval. Minimum $250 deposit required. Starting deposit amount required will be more than initial credit line. Deposit must remain on account for the life of the card. Some terms, limits and other conditions apply. 

 

FOR REBUILDING CREDIT

Slide1  

 

NOBOdy's perfect. 

Mistakes and missteps are part of life's journey. 

We've been there. And we understand. The Credit Union for All is 'judgement-free', a safe place.  We are here to create opportunities...not obstacles. Our Lending Team will work with you personally to find the best solution for you. 

We know that making sound and responsible financial decisions comes from having financial confidence and we're here to help you build that...one good decision at a time. 

A Secured Visa Card is a great way to get started on your road to financial security. Whether you set aside money each week or use a bonus, gift or tax refund, using that money to secure a The Credit Union for All Visa Credit Card is a great way to get back on track.

Do you have some questions before applying? You can call us at 309.661.1166 during business hours or you can always email the Lending Team This email address is being protected from spambots. You need JavaScript enabled to view it.. 

Here's to fresh starts and all those brighter days ahead! 

*Subject to approval. Minimum $250 deposit required. Starting deposit amount required will be more than initial credit line. Deposit must remain on account for the life of the card. Some terms, limits and other conditions apply. 

Interested in rebuilding your credit another way? A Savings-Secured Loan could be another solution for you! Click here to learn more!