Rates listed are accurate as of November 19, 2024 and your deposits are federally insured up to $250,000.

Certificate and IRA Account Rates

$500 minimum balance.

Dividends paid monthly. 

Term

Dividend Rate

Annual Percentage Yield

1 month

0.75%

0.75%

3 months

3.69%

3.75%

6 months

3.93%

4.00%

12 months

3.78%

3.85%

18 months

3.69%

3.75%

24 months

3.44%

3.50%

30 months

3.44%

3.50%

36 months

3.35%

3.40%

48 months

3.30%

3.35%

60 months

3.21%

3.26%

Effective November 19, 2024. *APY = Annual percentage yield. Dividends paid monthly. A penalty will be assessed for early termination.

 

Jumbo Certificate and IRA Account Rates

$100,000 minimum balance.

Dividends paid monthly. 

Term

Dividend Rate

Annual Percentage Yield

1 month

0.77%

0.77%

3 months

3.71%

3.77%

6 months

3.95%

4.02%

12 months

3.80%

3.87%

18 months

3.71%

3.77%

24 months

3.46%

3.52%

30 months

3.46%

3.52%

36 months

3.37%

3.42%

48 months

3.32%

3.37%

60 months

3.23%

3.28%

Effective November 19, 2024. *APY = Annual percentage yield. Dividends paid monthly. A penalty will be assessed for early termination.

 

Money Market Account Rates

Balance Required

Dividend Rate

Annual Percentage Yield

$2,500-$24,999.99

1.50%

1.51%

$25,000-$74,999.99

1.75%

1.76%

$75,000-$99,999.99

2.25%

2.27%

$100,000 and over 

2.47% 2.50%

Effective October 1, 2024. *APY = Annual percentage yield. Dividends paid monthly.  Fees could reduce earnings on this account. The rate may change after the account is opened.

 

Cash Rewards High-Interest Checking Rates

Balance Required

Dividend Rate

Annual Percentage Yield

Up to $25,000

(when qualifications stated below are met)

3.50%

3.56%

Account balance over $25,000

(when qualifications stated below are met)

0.15%

0.15%

Entire Account Balance

(when qualifications stated below are met)

0.03%

0.03%

Effective October 1, 2024. *APY = Annual percentage yield. Dividends paid monthly.  Fees could reduce earnings on this account. The rate may change after the account is opened. To earn the advertised dividend rate on this account, the account owner must enroll in online banking and e-statements, receive a minimum $300 direct deposit, make at least 3 payments totaling at least $300 (to a third party) with The Credit Union for All's free online bill pay program and post a minimum of $300 in debit card transactions each month.

 

Platinum Checking Account Rates

Balance Required

Dividend Rate

Annual Percentage Yield

$1,000-$4,999.99

1.25%

1.26%

$5,000 and over

1.75%

1.76%

Effective October 1, 2024. *APY = Annual percentage yield. Dividends paid monthly.  Fees could reduce earnings on this account. The rate may change after the account is opened.

Savings, Club, IRA and Loan Payment Savings

Effective for the quarter of October 1, 2024 to December 31, 2024.

Balance Required

Dividend Rate

Annual Percentage Yield

$100-$999.99

0.25%

0.25%

$1,000-$9,999.99

0.25%

0.25%

$10,000-$24,999.99

0.25%

0.25%

$25,000 and over

0.25%

0.25%

*APY = Annual percentage yield. Dividends paid monthly.  Fees could reduce earnings on this account. The rate may change after the account is opened.