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From now until July 31, 2023, qualified borrowers can skip their payment in either June or July on all eligible loans.

To qualify, YOU SHOULD HAVE:

- no The Credit Union for All loan payments that are 30 days past due.

- NO The Credit Union for All loan payment 30+ days past due in the past six months.

- NOT already used the Skip-A-Pay Program SIX times on your loan.*

- made at least six payments on your loan already.

- more than six payments left to make on your loan.


- paid last month's loan payment.


 *The additional Skip-A-Pay opportunities offered in 2020 as part of our Financial Hardship Relief efforts do not count toward the 6.
**Exceptions may be made if you are utilizing overdraft protection. 


application Forms

Applications can be completed online using the links below.

you may also download a copy of the application and submit it using the information provided. 


 SAP Ind    SAP Joint     SAP PDF



  • Visa credit card, mortgage, home equity, Fresh Start, and CAB loans do not qualify for the Skip-A-Pay program.
  • There is a $30 fee for loans with payments of up to $250 and $40 for loans with payments of $250 or more.
  • The fee is for each payment skipped, and interest will continue to accrue. The fee may be paid by check or directly debited from your The Credit Union for All Checking or Savings Account or added on to the remaining balance on the loan.
  • To see if your request has been processed, log in to your online banking account and check the next due date on your loan under the 'details' tab.
  • You will be notified by phone or by mail if your request is denied.
  • All request forms MUST be completed and received (not postmarked) before the end of the month for the payment you want to skip, or the request will not be processed. Please allow at least 14 days for mail time and processing. These requests are processed in the order they're received, regardless of the payment due date.
  • The $30 or $40 fee does not apply toward the interest or principal of the loan. Interest will continue to accrue during the time that payments are skipped, so the total interest paid on this loan will increase. The term of your original loan will extend as a result.